Call Walkthrough

IF YES: Great. This form collects your information so we can verify your identity and match your reports with the bureaus. I’ll read each section, and you can give me your answers while I fill it out on your end. Everything we go over is secure and only used to verify your credit information. If you'd prefer to do this on your own, you can stop me at anytime. Do I have your permission to proceed?

Choose What Bureau(s): * 

Which bureau are you wanting us to work on? Experian, TransUnion, Equifax, or all three?

If they're unsure: No worries — once we confirm your inquiry count, I can help you decide which bureaus need work.

Upload Proof Of Payment * 

Next, I’ll need to upload the screenshot showing your payment. Give me one second.

NOT SENT: It looks like I haven't received your screenshot. Please send that over. You can text or email it to me now, or I can send over a text containing the form link, that way you can upload it directly when you can. Which would you prefer?

Upload credit reports - If applicable:

If you have recent credit reports, we can upload them here for Experian, TransUnion, or Equifax.

If not, that’s completely fine — just let me know and we can skip this part for now.

PERSONAL INFORMATION: *

Now I’ll take down your basic information.

1. What’s your last name?

2. What’s your first name?

3. If you have one, what's your middle name?

4. What’s your date of birth?

5. What’s your full Social Security number?

IF THEY REFUSE TO GIVE SSN: This is only to verify you with the bureaus. Your information is secure and confidential. We take our privacy clauses very seriously so I promise that your information is safe. What's your social security number? 

IF THEY CONTINUE TO REFUSE: No worries! I'll send over a text containing the our intake form link and you can submit your information securely and complete it whenever you have the time!

(IF THEY GIVE SSN, continue:)

6. What’s the best phone number for your account?

7. And your current address? (Street, City, State, Zip)

8.  What is your Experian or Smart Credit Login Information?

The form asks for your credit bureau login info, for example, your Experian email and password, and your security question and 4-digit PIN if you have one.

If you don’t have this on hand, just type N/A — we’ll text you a verification code instead.

6. Inquiry Lists (Optional)

If there are specific inquiries you want removed, you can list them here.

And if there are any you don’t want removed, you can list those as well — or we can skip both if you’re not sure.

7. Upload Photo ID

We’ll need a clear, unexpired photo ID — like your driver’s license or state ID.

You can upload it now or send it to me and I’ll attach it for you.

8. Proof of Address

Next, we’ll need a proof of address, such as a recent bank statement or utility bill that shows your name and current address.

Which one would you like to use?

9. Additional Information (Optional)

If there’s anything else you want us to know — for example, inquiries you already disputed or any special notes — you can mention it here.

10. Tradelines (Optional)

There’s also an option to mark if you’re interested in tradelines to boost your credit profile.

Would you like me to go over how those work, or do you want to skip that part for now?

(If they’re interested, briefly summarize tradeline terms: posts within 30 days, 2 out of 3 bureaus guaranteed, temporary history remains, etc.)

11. Limited Power of Attorney & Authorization

The final step is your electronic signature — it gives us limited power of attorney to communicate with the bureaus on your behalf, strictly for credit services and inquiry deletion.

It doesn’t give full legal control — it just allows us to send and sign dispute letters for you.

You’ll check the box confirming you’ve read and agree to the terms, then sign your name electronically.

12. Marketing Consent

Lastly, you’ll see a box asking for permission to receive text or call updates, including special offers.

You can check that box to stay updated, or skip it if you’d rather not get messages — totally up to you.

13. Final Step

Once that’s all filled out, click Submit Form.

After it’s submitted, I’ll confirm on my end that it came through and we’ll move on to your next step — whether that’s your inquiry count or starting your deletion process.

Elle (you):

Awesome! Thank you for completing that with me. I’ll send you a confirmation once it’s received and we’ll move forward from there.

If you have any questions before we start, feel free to call or text me directly — I’m happy to help.